$12,000 car loan payments for 4 years

What's the monthly payment of a 4 year car loan for $12,000? How much does it cost for a $12,000 auto loan? Enter your loan details and click calculate. This doesn't account for insurance, maintenance, gas, or other costs.
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Years


Amortization Payment Schedule
Can I afford a $12,000 car or truck? Below is the amortization schedule for a 12,000 dollar loan for 4 years. It shows how much of each payment goes to interest and principal. A higher downpayment and lower interest rates will have a lower monthly payment.

The amortization schedule below shows the loan balance as well as the amount of the payment that goes interest and principal. Car generally depreciate quickly so it's best not to have a longer term loan. Make sure to factor in your gas costs too. This can add up quickly if you drive a lot of miles. Insurance is another large cost. Speak with a local insurance agent to understand the insurance costs of your vehicle.

Auto Loan Table For 12k at 4 years

Below shows the monthly loan payment for a $12000 loan for 4 years.
Rate Payment
0.01%$250.05
0.02%$250.10
0.03%$250.15
0.04%$250.20
0.05%$250.26
0.06%$250.31
0.07%$250.36
0.08%$250.41
0.09%$250.46
0.10%$250.51
0.11%$250.56
0.12%$250.61
0.13%$250.66
0.14%$250.72
0.15%$250.77
0.16%$250.82
0.17%$250.87
0.18%$250.92
0.19%$250.97
0.20%$251.02
0.21%$251.07
0.22%$251.12
0.23%$251.18
0.24%$251.23
0.25%$251.28
0.26%$251.33
0.27%$251.38
0.28%$251.43
0.29%$251.48
0.30%$251.53
0.31%$251.59
0.32%$251.64
0.33%$251.69
0.34%$251.74
0.35%$251.79
0.36%$251.84
0.37%$251.89
0.38%$251.94
0.39%$252.00
0.40%$252.05
0.41%$252.10
0.42%$252.15
0.43%$252.20
0.44%$252.25
0.45%$252.30
0.46%$252.35
0.47%$252.41
0.48%$252.46
0.49%$252.51
0.50%$252.56
0.51%$252.61
0.52%$252.66
0.53%$252.71
0.54%$252.77
0.55%$252.82
0.56%$252.87
0.57%$252.92
0.58%$252.97
0.59%$253.02
0.60%$253.07
0.61%$253.13
0.62%$253.18
0.63%$253.23
0.64%$253.28
0.65%$253.33
0.66%$253.38
0.67%$253.43
0.68%$253.49
0.69%$253.54
0.70%$253.59
0.71%$253.64
0.72%$253.69
0.73%$253.74
0.74%$253.80
0.75%$253.85
0.76%$253.90
0.77%$253.95
0.78%$254.00
0.79%$254.05
0.80%$254.10
0.81%$254.16
0.82%$254.21
0.83%$254.26
0.84%$254.31
0.85%$254.36
0.86%$254.41
0.87%$254.47
0.88%$254.52
0.89%$254.57
0.90%$254.62
0.91%$254.67
0.92%$254.72
0.93%$254.78
0.94%$254.83
0.95%$254.88
0.96%$254.93
0.97%$254.98
0.98%$255.03
0.99%$255.09
1.00%$255.14
1.01%$255.19
1.02%$255.24
1.03%$255.29
1.04%$255.34
1.05%$255.40
1.06%$255.45
1.07%$255.50
1.08%$255.55
1.09%$255.60
1.10%$255.65
1.11%$255.71
1.12%$255.76
1.13%$255.81
1.14%$255.86
1.15%$255.91
1.16%$255.97
1.17%$256.02
1.18%$256.07
1.19%$256.12
1.20%$256.17
1.21%$256.22
1.22%$256.28
1.23%$256.33
1.24%$256.38
1.25%$256.43
1.26%$256.48
1.27%$256.54
1.28%$256.59
1.29%$256.64
1.30%$256.69
1.31%$256.74
1.32%$256.80
1.33%$256.85
1.34%$256.90
1.35%$256.95
1.36%$257.00
1.37%$257.06
1.38%$257.11
1.39%$257.16
1.40%$257.21
1.41%$257.26
1.42%$257.32
1.43%$257.37
1.44%$257.42
1.45%$257.47
1.46%$257.52
1.47%$257.58
1.48%$257.63
1.49%$257.68
1.50%$257.73
1.51%$257.78
1.52%$257.84
1.53%$257.89
1.54%$257.94
1.55%$257.99
1.56%$258.04
1.57%$258.10
1.58%$258.15
1.59%$258.20
1.60%$258.25
1.61%$258.30
1.62%$258.36
1.63%$258.41
1.64%$258.46
1.65%$258.51
1.66%$258.56
1.67%$258.62
1.68%$258.67
1.69%$258.72
1.70%$258.77
1.71%$258.83
1.72%$258.88
1.73%$258.93
1.74%$258.98
1.75%$259.03
1.76%$259.09
1.77%$259.14
1.78%$259.19
1.79%$259.24
1.80%$259.30
1.81%$259.35
1.82%$259.40
1.83%$259.45
1.84%$259.50
1.85%$259.56
1.86%$259.61
1.87%$259.66
1.88%$259.71
1.89%$259.77
1.90%$259.82
1.91%$259.87
1.92%$259.92
1.93%$259.98
1.94%$260.03
1.95%$260.08
1.96%$260.13
1.97%$260.18
1.98%$260.24
1.99%$260.29
2.00%$260.34
2.01%$260.39
2.02%$260.45
2.03%$260.50
2.04%$260.55
2.05%$260.60
2.06%$260.66
2.07%$260.71
2.08%$260.76
2.09%$260.81
2.10%$260.87
2.11%$260.92
2.12%$260.97
2.13%$261.02
2.14%$261.08
2.15%$261.13
2.16%$261.18
2.17%$261.23
2.18%$261.29
2.19%$261.34
2.20%$261.39
2.21%$261.44
2.22%$261.50
2.23%$261.55
2.24%$261.60
2.25%$261.65
2.26%$261.71
2.27%$261.76
2.28%$261.81
2.29%$261.86
2.30%$261.92
2.31%$261.97
2.32%$262.02
2.33%$262.07
2.34%$262.13
2.35%$262.18
2.36%$262.23
2.37%$262.28
2.38%$262.34
2.39%$262.39
2.40%$262.44
2.41%$262.49
2.42%$262.55
2.43%$262.60
2.44%$262.65
2.45%$262.70
2.46%$262.76
2.47%$262.81
2.48%$262.86
2.49%$262.92
2.50%$262.97
Rate Payment
2.51%$263.02
2.52%$263.07
2.53%$263.13
2.54%$263.18
2.55%$263.23
2.56%$263.28
2.57%$263.34
2.58%$263.39
2.59%$263.44
2.60%$263.50
2.61%$263.55
2.62%$263.60
2.63%$263.65
2.64%$263.71
2.65%$263.76
2.66%$263.81
2.67%$263.87
2.68%$263.92
2.69%$263.97
2.70%$264.02
2.71%$264.08
2.72%$264.13
2.73%$264.18
2.74%$264.24
2.75%$264.29
2.76%$264.34
2.77%$264.39
2.78%$264.45
2.79%$264.50
2.80%$264.55
2.81%$264.61
2.82%$264.66
2.83%$264.71
2.84%$264.76
2.85%$264.82
2.86%$264.87
2.87%$264.92
2.88%$264.98
2.89%$265.03
2.90%$265.08
2.91%$265.13
2.92%$265.19
2.93%$265.24
2.94%$265.29
2.95%$265.35
2.96%$265.40
2.97%$265.45
2.98%$265.51
2.99%$265.56
3.00%$265.61
3.01%$265.66
3.02%$265.72
3.03%$265.77
3.04%$265.82
3.05%$265.88
3.06%$265.93
3.07%$265.98
3.08%$266.04
3.09%$266.09
3.10%$266.14
3.11%$266.20
3.12%$266.25
3.13%$266.30
3.14%$266.36
3.15%$266.41
3.16%$266.46
3.17%$266.51
3.18%$266.57
3.19%$266.62
3.20%$266.67
3.21%$266.73
3.22%$266.78
3.23%$266.83
3.24%$266.89
3.25%$266.94
3.26%$266.99
3.27%$267.05
3.28%$267.10
3.29%$267.15
3.30%$267.21
3.31%$267.26
3.32%$267.31
3.33%$267.37
3.34%$267.42
3.35%$267.47
3.36%$267.53
3.37%$267.58
3.38%$267.63
3.39%$267.69
3.40%$267.74
3.41%$267.79
3.42%$267.85
3.43%$267.90
3.44%$267.95
3.45%$268.01
3.46%$268.06
3.47%$268.11
3.48%$268.17
3.49%$268.22
3.50%$268.27
3.51%$268.33
3.52%$268.38
3.53%$268.43
3.54%$268.49
3.55%$268.54
3.56%$268.59
3.57%$268.65
3.58%$268.70
3.59%$268.75
3.60%$268.81
3.61%$268.86
3.62%$268.91
3.63%$268.97
3.64%$269.02
3.65%$269.07
3.66%$269.13
3.67%$269.18
3.68%$269.23
3.69%$269.29
3.70%$269.34
3.71%$269.39
3.72%$269.45
3.73%$269.50
3.74%$269.55
3.75%$269.61
3.76%$269.66
3.77%$269.72
3.78%$269.77
3.79%$269.82
3.80%$269.88
3.81%$269.93
3.82%$269.98
3.83%$270.04
3.84%$270.09
3.85%$270.14
3.86%$270.20
3.87%$270.25
3.88%$270.30
3.89%$270.36
3.90%$270.41
3.91%$270.47
3.92%$270.52
3.93%$270.57
3.94%$270.63
3.95%$270.68
3.96%$270.73
3.97%$270.79
3.98%$270.84
3.99%$270.89
4.00%$270.95
4.01%$271.00
4.02%$271.06
4.03%$271.11
4.04%$271.16
4.05%$271.22
4.06%$271.27
4.07%$271.32
4.08%$271.38
4.09%$271.43
4.10%$271.49
4.11%$271.54
4.12%$271.59
4.13%$271.65
4.14%$271.70
4.15%$271.75
4.16%$271.81
4.17%$271.86
4.18%$271.92
4.19%$271.97
4.20%$272.02
4.21%$272.08
4.22%$272.13
4.23%$272.19
4.24%$272.24
4.25%$272.29
4.26%$272.35
4.27%$272.40
4.28%$272.45
4.29%$272.51
4.30%$272.56
4.31%$272.62
4.32%$272.67
4.33%$272.72
4.34%$272.78
4.35%$272.83
4.36%$272.89
4.37%$272.94
4.38%$272.99
4.39%$273.05
4.40%$273.10
4.41%$273.16
4.42%$273.21
4.43%$273.26
4.44%$273.32
4.45%$273.37
4.46%$273.43
4.47%$273.48
4.48%$273.53
4.49%$273.59
4.50%$273.64
4.51%$273.70
4.52%$273.75
4.53%$273.80
4.54%$273.86
4.55%$273.91
4.56%$273.97
4.57%$274.02
4.58%$274.07
4.59%$274.13
4.60%$274.18
4.61%$274.24
4.62%$274.29
4.63%$274.34
4.64%$274.40
4.65%$274.45
4.66%$274.51
4.67%$274.56
4.68%$274.62
4.69%$274.67
4.70%$274.72
4.71%$274.78
4.72%$274.83
4.73%$274.89
4.74%$274.94
4.75%$274.99
4.76%$275.05
4.77%$275.10
4.78%$275.16
4.79%$275.21
4.80%$275.27
4.81%$275.32
4.82%$275.37
4.83%$275.43
4.84%$275.48
4.85%$275.54
4.86%$275.59
4.87%$275.65
4.88%$275.70
4.89%$275.75
4.90%$275.81
4.91%$275.86
4.92%$275.92
4.93%$275.97
4.94%$276.03
4.95%$276.08
4.96%$276.13
4.97%$276.19
4.98%$276.24
4.99%$276.30
5.00%$276.35
Rate Payment
5.01%$276.41
5.02%$276.46
5.03%$276.51
5.04%$276.57
5.05%$276.62
5.06%$276.68
5.07%$276.73
5.08%$276.79
5.09%$276.84
5.10%$276.90
5.11%$276.95
5.12%$277.00
5.13%$277.06
5.14%$277.11
5.15%$277.17
5.16%$277.22
5.17%$277.28
5.18%$277.33
5.19%$277.39
5.20%$277.44
5.21%$277.49
5.22%$277.55
5.23%$277.60
5.24%$277.66
5.25%$277.71
5.26%$277.77
5.27%$277.82
5.28%$277.88
5.29%$277.93
5.30%$277.99
5.31%$278.04
5.32%$278.09
5.33%$278.15
5.34%$278.20
5.35%$278.26
5.36%$278.31
5.37%$278.37
5.38%$278.42
5.39%$278.48
5.40%$278.53
5.41%$278.59
5.42%$278.64
5.43%$278.70
5.44%$278.75
5.45%$278.80
5.46%$278.86
5.47%$278.91
5.48%$278.97
5.49%$279.02
5.50%$279.08
5.51%$279.13
5.52%$279.19
5.53%$279.24
5.54%$279.30
5.55%$279.35
5.56%$279.41
5.57%$279.46
5.58%$279.52
5.59%$279.57
5.60%$279.62
5.61%$279.68
5.62%$279.73
5.63%$279.79
5.64%$279.84
5.65%$279.90
5.66%$279.95
5.67%$280.01
5.68%$280.06
5.69%$280.12
5.70%$280.17
5.71%$280.23
5.72%$280.28
5.73%$280.34
5.74%$280.39
5.75%$280.45
5.76%$280.50
5.77%$280.56
5.78%$280.61
5.79%$280.67
5.80%$280.72
5.81%$280.78
5.82%$280.83
5.83%$280.89
5.84%$280.94
5.85%$281.00
5.86%$281.05
5.87%$281.11
5.88%$281.16
5.89%$281.22
5.90%$281.27
5.91%$281.33
5.92%$281.38
5.93%$281.44
5.94%$281.49
5.95%$281.55
5.96%$281.60
5.97%$281.66
5.98%$281.71
5.99%$281.77
6.00%$281.82
6.01%$281.88
6.02%$281.93
6.03%$281.99
6.04%$282.04
6.05%$282.10
6.06%$282.15
6.07%$282.21
6.08%$282.26
6.09%$282.32
6.10%$282.37
6.11%$282.43
6.12%$282.48
6.13%$282.54
6.14%$282.59
6.15%$282.65
6.16%$282.70
6.17%$282.76
6.18%$282.81
6.19%$282.87
6.20%$282.92
6.21%$282.98
6.22%$283.03
6.23%$283.09
6.24%$283.14
6.25%$283.20
6.26%$283.25
6.27%$283.31
6.28%$283.36
6.29%$283.42
6.30%$283.47
6.31%$283.53
6.32%$283.58
6.33%$283.64
6.34%$283.69
6.35%$283.75
6.36%$283.81
6.37%$283.86
6.38%$283.92
6.39%$283.97
6.40%$284.03
6.41%$284.08
6.42%$284.14
6.43%$284.19
6.44%$284.25
6.45%$284.30
6.46%$284.36
6.47%$284.41
6.48%$284.47
6.49%$284.52
6.50%$284.58
6.51%$284.63
6.52%$284.69
6.53%$284.75
6.54%$284.80
6.55%$284.86
6.56%$284.91
6.57%$284.97
6.58%$285.02
6.59%$285.08
6.60%$285.13
6.61%$285.19
6.62%$285.24
6.63%$285.30
6.64%$285.35
6.65%$285.41
6.66%$285.47
6.67%$285.52
6.68%$285.58
6.69%$285.63
6.70%$285.69
6.71%$285.74
6.72%$285.80
6.73%$285.85
6.74%$285.91
6.75%$285.97
6.76%$286.02
6.77%$286.08
6.78%$286.13
6.79%$286.19
6.80%$286.24
6.81%$286.30
6.82%$286.35
6.83%$286.41
6.84%$286.46
6.85%$286.52
6.86%$286.58
6.87%$286.63
6.88%$286.69
6.89%$286.74
6.90%$286.80
6.91%$286.85
6.92%$286.91
6.93%$286.97
6.94%$287.02
6.95%$287.08
6.96%$287.13
6.97%$287.19
6.98%$287.24
6.99%$287.30
7.00%$287.35
7.01%$287.41
7.02%$287.47
7.03%$287.52
7.04%$287.58
7.05%$287.63
7.06%$287.69
7.07%$287.74
7.08%$287.80
7.09%$287.86
7.10%$287.91
7.11%$287.97
7.12%$288.02
7.13%$288.08
7.14%$288.14
7.15%$288.19
7.16%$288.25
7.17%$288.30
7.18%$288.36
7.19%$288.41
7.20%$288.47
7.21%$288.53
7.22%$288.58
7.23%$288.64
7.24%$288.69
7.25%$288.75
7.26%$288.80
7.27%$288.86
7.28%$288.92
7.29%$288.97
7.30%$289.03
7.31%$289.08
7.32%$289.14
7.33%$289.20
7.34%$289.25
7.35%$289.31
7.36%$289.36
7.37%$289.42
7.38%$289.48
7.39%$289.53
7.40%$289.59
7.41%$289.64
7.42%$289.70
7.43%$289.75
7.44%$289.81
7.45%$289.87
7.46%$289.92
7.47%$289.98
7.48%$290.03
7.49%$290.09
7.50%$290.15
Rate Payment
7.51%$290.20
7.52%$290.26
7.53%$290.31
7.54%$290.37
7.55%$290.43
7.56%$290.48
7.57%$290.54
7.58%$290.60
7.59%$290.65
7.60%$290.71
7.61%$290.76
7.62%$290.82
7.63%$290.88
7.64%$290.93
7.65%$290.99
7.66%$291.04
7.67%$291.10
7.68%$291.16
7.69%$291.21
7.70%$291.27
7.71%$291.32
7.72%$291.38
7.73%$291.44
7.74%$291.49
7.75%$291.55
7.76%$291.61
7.77%$291.66
7.78%$291.72
7.79%$291.77
7.80%$291.83
7.81%$291.89
7.82%$291.94
7.83%$292.00
7.84%$292.05
7.85%$292.11
7.86%$292.17
7.87%$292.22
7.88%$292.28
7.89%$292.34
7.90%$292.39
7.91%$292.45
7.92%$292.50
7.93%$292.56
7.94%$292.62
7.95%$292.67
7.96%$292.73
7.97%$292.79
7.98%$292.84
7.99%$292.90
8.00%$292.96
8.01%$293.01
8.02%$293.07
8.03%$293.12
8.04%$293.18
8.05%$293.24
8.06%$293.29
8.07%$293.35
8.08%$293.41
8.09%$293.46
8.10%$293.52
8.11%$293.58
8.12%$293.63
8.13%$293.69
8.14%$293.74
8.15%$293.80
8.16%$293.86
8.17%$293.91
8.18%$293.97
8.19%$294.03
8.20%$294.08
8.21%$294.14
8.22%$294.20
8.23%$294.25
8.24%$294.31
8.25%$294.37
8.26%$294.42
8.27%$294.48
8.28%$294.53
8.29%$294.59
8.30%$294.65
8.31%$294.70
8.32%$294.76
8.33%$294.82
8.34%$294.87
8.35%$294.93
8.36%$294.99
8.37%$295.04
8.38%$295.10
8.39%$295.16
8.40%$295.21
8.41%$295.27
8.42%$295.33
8.43%$295.38
8.44%$295.44
8.45%$295.50
8.46%$295.55
8.47%$295.61
8.48%$295.67
8.49%$295.72
8.50%$295.78
8.51%$295.84
8.52%$295.89
8.53%$295.95
8.54%$296.01
8.55%$296.06
8.56%$296.12
8.57%$296.18
8.58%$296.23
8.59%$296.29
8.60%$296.35
8.61%$296.40
8.62%$296.46
8.63%$296.52
8.64%$296.57
8.65%$296.63
8.66%$296.69
8.67%$296.74
8.68%$296.80
8.69%$296.86
8.70%$296.91
8.71%$296.97
8.72%$297.03
8.73%$297.08
8.74%$297.14
8.75%$297.20
8.76%$297.25
8.77%$297.31
8.78%$297.37
8.79%$297.43
8.80%$297.48
8.81%$297.54
8.82%$297.60
8.83%$297.65
8.84%$297.71
8.85%$297.77
8.86%$297.82
8.87%$297.88
8.88%$297.94
8.89%$297.99
8.90%$298.05
8.91%$298.11
8.92%$298.16
8.93%$298.22
8.94%$298.28
8.95%$298.34
8.96%$298.39
8.97%$298.45
8.98%$298.51
8.99%$298.56
9.00%$298.62
9.01%$298.68
9.02%$298.73
9.03%$298.79
9.04%$298.85
9.05%$298.91
9.06%$298.96
9.07%$299.02
9.08%$299.08
9.09%$299.13
9.10%$299.19
9.11%$299.25
9.12%$299.30
9.13%$299.36
9.14%$299.42
9.15%$299.48
9.16%$299.53
9.17%$299.59
9.18%$299.65
9.19%$299.70
9.20%$299.76
9.21%$299.82
9.22%$299.88
9.23%$299.93
9.24%$299.99
9.25%$300.05
9.26%$300.10
9.27%$300.16
9.28%$300.22
9.29%$300.28
9.30%$300.33
9.31%$300.39
9.32%$300.45
9.33%$300.50
9.34%$300.56
9.35%$300.62
9.36%$300.68
9.37%$300.73
9.38%$300.79
9.39%$300.85
9.40%$300.90
9.41%$300.96
9.42%$301.02
9.43%$301.08
9.44%$301.13
9.45%$301.19
9.46%$301.25
9.47%$301.31
9.48%$301.36
9.49%$301.42
9.50%$301.48
9.51%$301.53
9.52%$301.59
9.53%$301.65
9.54%$301.71
9.55%$301.76
9.56%$301.82
9.57%$301.88
9.58%$301.94
9.59%$301.99
9.60%$302.05
9.61%$302.11
9.62%$302.17
9.63%$302.22
9.64%$302.28
9.65%$302.34
9.66%$302.40
9.67%$302.45
9.68%$302.51
9.69%$302.57
9.70%$302.63
9.71%$302.68
9.72%$302.74
9.73%$302.80
9.74%$302.85
9.75%$302.91
9.76%$302.97
9.77%$303.03
9.78%$303.08
9.79%$303.14
9.80%$303.20
9.81%$303.26
9.82%$303.31
9.83%$303.37
9.84%$303.43
9.85%$303.49
9.86%$303.54
9.87%$303.60
9.88%$303.66
9.89%$303.72
9.90%$303.78
9.91%$303.83
9.92%$303.89
9.93%$303.95
9.94%$304.01
9.95%$304.06
9.96%$304.12
9.97%$304.18
9.98%$304.24
9.99%$304.29
10.00%$304.35
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